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Fees
The charges to be levied are split into two stages. Firstly there will be a payment made at application stage via credit card. Additional charges will be payable to the lender at closing and deducted from the advance. These payments will be made up from the following:

Charges at Application Amount Charges at Closing Amount
Document Preparation Fee $40 Credit Report Fee $15
Underwriting Fee $150 Courier Fees $100
Exchange Rate Fee $500 Tax Service Fee $60
Appraisal Fee

$310
An additional rental assessment charge of $125 is required for all loans above 75% LTV.

Additional appraisal/report costs may be incurred dependent on the type of property proposed as security.

Written details will be provided in full where applicable

 Loan Processing Fee $150
Closing Disbursement Fee $100
Loan Origination Fee 1% of the requested loan amount
Re-Draw Fee(where applicable $225
Flood Certification Fee $20

Total charges at application $1000 ($1125 where additional rental assessment is required).

The lender will issue a Good Faith Estimate providing an estimate of all transactional and closing charges envisaged as being payable for the specific transaction.

 

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